What Does Garage Keepers Cover

This article is intended to enlighten those in the insurance.

What does garage keepers cover.

The difference between garagekeepers and garage liability insurance. In a nutshell garage keepers liability coverage aims to protect your business and your customer s vehicle if something unlikely happens while it is under your possession. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. A general liability policy does not cover damage to vehicles that do not belong to the insured party.

What does a garage keepers insurance policy cover. Garage keepers liability coverage what you need to know. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Garage liability is not garage keeper coverage.

This policy is comprehensive which usually means that anything other than collision or overturning the vehicle is covered. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. Garagekeepers liability coverage.

This kind of coverage also includes the ownership and use of the autos as well as maintenance. When you drop off your car at an auto repair garage you do not only expect it to be fixed but you expect it to remain safe while in the custody of the garage keeper. The policy refers to the ownership maintenance or use of locations for garage business operations. Garage liability insurance is a policy that covers bodily injury or property damage caused by an incident out of garage operations.

Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. Additionally this policy is comprehensive meaning it will provide diverse coverage other than collision or overturn. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.